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The Ins and Outs of Target Date Funds & the TSP Lifecycle Funds

Dr. Barbara O'Neill and Kevin Laird will present this 90-minute webinar on behalf of the Military Families Learning Network's Personal Finance Concentration Area.

Target date funds are mutual funds with a date in their name (e.g., 2030) and portfolios that change automatically according to a pre-determined glide path. Also known as lifecycle funds because they “age” as their investors get older, they have increased in popularity in recent years. Rutgers University professor and Extension specialist, Dr. Barbara O’Neill, will discuss the basics of target date mutual funds, including how they work, their advantages and disadvantages, historical performance, risk factors, and use as a default investment option in employer retirement savings plans. Kevin Laird will discuss the composition and characteristics of the Thrift Savings Plan (TSP) Lifecycle (L) fund available to service members and federal government employees. Also included will be a discussion of the upcoming change of using the L fund as the default TSP investment option.

How to Join

*To connect to this webinar, it is strongly suggested that you use Google Chrome for both PC and Mac connections. If this is not an option, Internet Explorer may be used if connecting via PC. Safari and Firefox have not been successful in accessing this webinar platform.

  • Minimum Adobe Flash Player version 11.2
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  • Allow Adobe Flash Player to access your computer
  • Please allow time for the moderator to grant you access to the room
  • If you become stuck at the “connecting to the server” page, refresh your page

For those who cannot connect to the Adobe site, an alternative viewing of this webinar will be running on Ustream http://www.ustream.tv/channel/milfamln 

CEUs

AFC-credentialed participants can earn 1.5 CEUs. More information about this process is available here.  This webinar is also approved for 1.5 general CEUs for FinCert Certified Personal Finance Counselors (CPFC).

Speakers

Dr. Barbara O’Neill, financial resource management specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring andInvesting on a Shoestring, and co-author of  Investing For Your Future,Money Talk: A Financial Guide for Women, and Small Steps to Health and Wealth.  She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.

Kevin Laird joined the staff of the Federal Retirement Thrift Investment Board in November 2007, and currently manages the TSP Training and Agency Liaison team. Kevin is a veteran of the United States Army. He holds a Master of Science degree in family financial planning from the University of Nebraska and a Master of Arts degree in education from Truman State University, and he has earned the Retirement Plans Associate (RPA) designation from the Wharton School of the University of Pennsylvania. He is also a Certified Financial Planner® and a member of the Financial Planning Association and the American Society of Pension Professionals and Actuaries.

The Cover image On Target by viZZZual.com for this webinar is licensed Creative Commons CC BY 2.0.

Created by Molly Herndon

2 Comments

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Bud:

Sorry about your connection issues. No worries, though. The video archive should be up soon and you can watch the webinar whenever you want. Meanwhile, the handouts and resource list are on this Learn page,

Avatar_placeholder Barbara O'Neill

almost 2 years ago

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Never could connect. Message said facilitator approval to required to join webinar, and that never happened. Too bad, as I looked forward to this one.

Avatar_placeholder Bud Schneeweis

almost 2 years ago