The Time Value of Money
This is a free webinar hosted by the Personal Finance concentration area of the Military Families Learning Network.
The time value of money (e.g., present and future value of a lump sum or an annuity) is one of the most fundamental building blocks of financial goal-setting and decision-making. This 90-minute webinar will discuss basic time value of money concepts and the application of time value of money concepts to real-life financial planning decisions. The webinar will also model “hands-on” calculations that participants can use with others (e.g., clients and students) and describe online resources (e.g., videos, calculators, and curricula) that teach time value of money concepts. Participants should bring a financial calculator to complete a series of financial decision-making problems that will be presented during the webinar.Participants will need to do manual calculations during this webinar. Please join the webinar with a calculator or have access to an online calculator (a link is available in the Event Materials below).
AFC-credentialed participants can earn 1.5 CEUs. More information about this process is available here.
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Barbara O’Neill, Ph.D-
inancial Resource Management Specialist for Rutgers Cooperative Extension, has been a professor, financial educator, and author for 35 years. She has written over 1,500 consumer newspaper articles and over 125 articles for academic journals, conference proceedings, and other professional publications. She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). Dr. O’Neill served as president of the Association for Financial Counseling and Planning Education and is the author of two trade books, Saving on a Shoestring
and Investing on a Shoestring
, and co-author of Investing For Your Future
,Money Talk: A Financial Guide for Women
, and Small Steps to Health and Wealth.
She earned a Ph.D. in family financial management from Virginia Tech and received over three dozen awards for professional achievements and over $900,000 in funding for financial education programs and research.
The Cover image Clock
by steinchen for this webinar is licensed Public Domain CC0