VLE 2: Empathy & Ethics in Personal Finance

Event starts: Wednesday, June 6 at 11:00 am EDT

Event ends: Wednesday, June 6 at 1:00 pm EDT

This is a free webinar hosted by the Personal Finance concentration area of the Military Families Learning Network.

This 2-hour session is the second webinar in a 3-day Virtual Learning Event hosted by the Military Families Learning Network's Personal Finance team. Dr. Gutter will begin by discussing our understanding of Ethics, especially as they apply to Financial Counseling and the Military. The discussion will then focus on the role of empathy; defining and distinguishing it. Further, participants will discuss together how empathy can reinforce or even conflict with ethical guidelines. Dr. Gutter will incorporate examples into our discussions and utilize the chat to share perspectives and dialogue about the issues.


AFC-credentialed participants can earn 2 Ethics CEUs. More information about this process is available here. This webinar is approved for 2 Ethics CEUs for FinCert Certified Personal Finance Counselors (CPFC).

How to Join the Webinar:

You may connect via the APAN Connect system or Ustream. For tech support for either system, email us at

  • APAN Connect (direct interaction with presenters and audience)

    • To get the URL for the webinar, register in the grey box at the top-right of this page

    • Go mobile by viewing on the Adobe Connect app (Android & iPhone compatible)

    • If you cannot access APAN Connect, view via YouTube Live

  • YouTube Live (broadcast only, limited interaction)

Visit our How to Join page for full information on viewing options and troubleshooting tips.


Dr. Michael Gutter is the Associate Dean for Extension - State Program Leader for 4-H Youth Development, Families and Communities for the Institute of Food and Agricultural Sciences at the University of Florida. His BS is in Family Financial Management and his PhD is in Family Resource Management from The Ohio State University with a specialization in Finance. Gutter’s research focuses on examining how socioeconomic status, financial education, personal psychology, and financial socialization are related to financial behaviors. His outreach focuses on improving financial behaviors by increasing knowledge, skills, and access to services.

Gutter’s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, Military Family Learning Network, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America. He regularly tweets on personal finance topics under @mikegutter on Twitter.


Michael Gutter

Created by Molly Herndon

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