Financial Statements and Record-Keeping

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Building skills and confidence to help service members to access timely, accurate, and trustworthy information about creating financial statements and record-keeping. This presentation is part 1 in a 2 part series. The “Financial Ratios and SWOT Analysis” will be presented April 22, 2013. For details on part 2, visit:

Presenter: Dr. Michael Gutter is an Associate Professor and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. Dr. Gutter is also the Principal Investigator for the Military Families Learning Network’s Personal Finance Community of Practice. Dr. Gutter is the current President of the Florida Jumpstart Coalition and serves on the editorial boards for the Journal of Consumer Education and the Journal of Financial Counseling and Planning. The common theme that connects Dr. Gutter’s Research, Teaching and Outreach is helping households achieve financial security. Dr. Gutter’s outreach projects include Managing in Tough Times, Florida Saves, Get Checking, and the Florida Master Money Mentor. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding about family resource management. These projects have had funding from the Consumer Federation of America and Bank of America.

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Selected research articles and online resources have been identified to enhance this web conference for participants. These readings are located:

Please review this case study that will be used in this web presentation:


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Michael Gutter

Created by Molly Herndon

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